Rise in adoption of digital platforms and advancements in financial technology have driven the demand for loans secured by collateral with lower interest rates and longer repayment periods.

WILMINGTON, Del., April 14, 2025 /PRNewswire/ — Allied Market Research published a report, titled, “Secured Lending Market by Loan Type (Auto loans, Mortgage loans, Business Loan, Personal Loan, and Others), Lender Type (Banks, Online Lender, Credit Unions, Mortgage Lenders, and Others), and End User (Individuals, SMEs, and Large Enterprise): Global Opportunity Analysis and Industry Forecast, 2024-2033″. According to the report, the secured lending market was valued at $12.4 trillion in 2023, and is estimated to reach $34.3 trillion by 2033, growing at a CAGR of 10.5% from 2024 to 2033.

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Report Overview:

In addition, increase in use of collateral makes it easier to meet loan requirements, giving lenders more confidence to approve loans. Thus, driving the market growth.

However, the risk of asset loss in case of default and longer processing time to access the value of the collateral pose potential restraints. Moreover, digital transformation in the secured lending market presents significant opportunities for market players.

Key Segmentation Overview: 

The secured lending market is segmented on the basis of loan type, lender type, end user, and region. 

• By Loan Type: Auto Loans, Mortgage Loans, Business Loans, Personal Loans, and Others.
• By Lender Type: Banks, Online Lenders, Credit Unions, Mortgage Lenders, and Others
• By End User: Individuals, Small & Medium Enterprises (SMEs), and Large Enterprises
• By Region:
• North America (U.S., Canada, Mexico)
• Europe (Germany, UK, France, Italy, Spain, Rest of Europe)
• Asia-Pacific (China, Japan, India, South Korea, Australia, Rest of Asia-Pacific)
• LAMEA (Brazil, South Africa, UAE, Saudi Arabia, Rest of LAMEA)

Market Highlights

• By loan type, the business loan segment dominated the market in 2023 and is expected to continue leading due to increase in demand for capital needs for expansion, equipment purchases, and operational costs, and rise in business asset ownership, including property, machinery, and inventory.
• By lender type, the banks segment witnessed significant growth due tog rowing emphasis on technology, asset-based lending, and increase in the demand for flexible and tailored products.
• By end user, the large enterprise segment is expected to register the highest growth, driven by adoption of wide range of financing options, including traditional bank loans, syndicated loans, and bonds.

 Report Coverage & Details:

Report Coverage	Details Advertisement
Forecast Period	2024–2033
Base Year	2023
Market Size in 2023	$12.4 Trillion
Market Size in 2033	$34.3 Trillion
CAGR	10.5 % Advertisement
Segments covered	Loan Type, Lender Type, End User, and Region
Drivers	Lower interest rates making it more affordable for borrowers  Longer repayment periods reducing strain on cash flow
Opportunities	Digital transformation in secured lending landscape
Restraints	Risk of asset loss in case of default  Longer processing time to access the value of the collateral

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Factors Affecting Market Growth & Opportunities:

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Increase in lower interest rates in secured lending has propelled the growth of the secured lending market. Factors such as easy to meet loan requirement and longer repayment periods in secured lending market are driving the market growth.

Embedded finance and fintech collaborations: Financial institutions are partnering with technology firms to introduce embedded card payment solutions, creating seamless checkout experiences.

Innovations in secured lending: The integration of data analytics and artificial intelligence enhances the risk assessment, optimizes loan terms, and enhances the overall experience for borrowers.

However, challenges such as risk of asset loss in case of default and longer processing time to access the value of the collateral remain concerns for industry players. Financial institutions are focusing on enhancing collateral management systems and developing more efficient risk mitigation strategies to mitigate risks.

Technological Innovations & Future Trends: 

The adoption of fintech apps helps to simplify financial management, improve decision-making, and enhance financial literacy.

Integration between banking accounts and lending apps helps consumers to easily connect their bank accounts to the fintech tools for day-to-day financial activities

Digital transformation is increasing the availability of secured lending to a broader audience. By utilizing technology, the secured lending industry is improving customer experiences and simplifying processes through online applications and digital documentation.

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Regional Insights

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Asia-Pacific and Europe dominate the secured lending market due to increase in adoption of AI and data analytics to enhance credit scoring, risk management, and loan underwriting, enabling quicker, more accurate decision-making and personalized loan offerings. In addition, the government’s stringent regulations on data protection and lending practices are shaping the market, with lenders prioritizing compliance to avoid penalties and build customer trust. China leads the market with rapid adoption of fintech solutions, including AI-driven credit scoring and lending platforms, while Europe leads the market with rapid adoption of fintech solutions, including AI-driven credit scoring and lending platforms, while Europe sees a robust shift towards AI-driven lending solutions. For instance, in February 2025, China Vanke launched new measures to expand access to commercial bank loans for property developers. These rules allow developers to use loans secured against commercial properties, such as offices and shopping malls, to repay existing loans and cover operating costs. This move is part of Beijing’s broader efforts to address the prolonged debt crisis in the real estate industry.

North America and LAMEA are witnessing rapid expansion, driven by rise in fintech companies offering digital secured lending models with faster, more accessible, and efficient digital solutions. The favorable government policies to accelerate digital technologies, improve digital innovation, and strengthen security abilities further fuel market growth. Countries such as the U.S., and Canada have been at the forefront of home equity loans adoption, while LAMEA is expected to witness the increase in the adoption of digital lending models that provide easier access to home equity loans, personal loans, and other credit products, leveraging mobile technology and cloud-based platforms. In addition, governments in these regions are creating supportive environments, improving infrastructure, and implementing regulations that foster innovation while ensuring consumer protection, helping to expand the reach of these digital financial services.

As digital transformation accelerates globally, emerging markets are expected to drive the growth of the secured lending industry. 

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Key Players:

Major players in the secured lending market include Social Finance, Inc., Truist Financial Corporation, Barclays PLC, Goldman Sachs Group, DBS Bank Ltd., Wells Fargo, Bank of China, The Hongkong and Shanghai Banking Corporation Limited, Qollateral LLC, AMERANT BANK, N.A, JPMorgan Chase & Co., Citigroup Inc., Bank of America Corporation, The PNC Financial Services Group, Inc., TD Bank, Cholamandalam Investment and Finance Company Ltd., Scotiabank, Antares Capital LP, Zions Bancorporation, and M&T Bank Corporation. These companies are focusing on expanding their service offerings, strategic partnerships, and enhancing cybersecurity measures. Key Strategies adopted by competitors inlcude:

• In August 2024, Paisabazaar shifted its focus from unsecured to secured lending due to RBI’s new guidelines. The company partnered with 25 lenders, which aimed to become a major home loan distribution platform, offering various secured lending products. It planned to deploy 300 field staff in key cities to cover 33-35% of the market. This is expected to significantly enhance market presence, offer wide range of secured lending products, and capture larger customer base, which in turn, augment the growth of the global secured lending market.
• In December 2024, Pacific Investment Management Company (PIMCO) raised $2 billion for a new asset-based finance strategy, including equipment lending, aviation finance, and consumer debt, marking its entry into the growing private-credit market. This sector, offering flexible, non-bank financing to SMBs, is less regulated and provides greater flexibility for borrowers, strengthening PIMCO’s position and driving further growth in the secured lending industry.

Key Market Segments:

By Loan Type

• Auto loans
• Mortgage loans
• Business Loan
• Personal Loan
• Others

By Lender Type

• Banks
• Online Lender
• Credit Unions
• Mortgage Lenders
• Others

By End User

• Individuals
• SMEs
• Large Enterprise

By Region

• North America (U.S., Canada)
• Europe (UK, Germany, France, Italy, Spain, Rest of Europe)
• Asia-Pacific (China, Japan, India, Australia, South Korea, Rest of Asia-Pacific)
• LAMEA (Latin America, Middle East, Africa)

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We are in professional corporate relations with various companies and this helps us in digging out market data that helps us generate accurate research data tables and confirms utmost accuracy in our market forecasting. Allied Market Research CEO Pawan Kumar is instrumental in inspiring and encouraging everyone associated with the company to maintain high quality of data and help clients in every way possible to achieve success. Each and every data presented in the reports published by us is extracted through primary interviews with top officials from leading companies of domain concerned. Our secondary data procurement methodology includes deep online and offline research and discussion with knowledgeable professionals and analysts in the industry.

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– Store count surges from 120 to 470 in just five months, driven by strong early sales

– Strengthens global presence through a wide product lineup and localized marketing

LONDON, April 14, 2025 /PRNewswire/ — The Founders, Inc. (Co-CEOs Seon Hyeong Yi and Chang Ju Lee), a global brand-building company, announced that its skincare brand Anua has rapidly expanded its presence at Boots, the UK’s largest drugstore chain. In only five months, the number of Boots locations carrying Anua products has jumped from 120 to 470 stores nationwide, reinforcing the brand’s growing influence in the European skincare market.

Anua made its debut on the Boots online store in September 2024, quickly gaining momentum with a 240% week-over-week sales spike in just its second week. By October, the brand entered 120 brick-and-mortar Boots stores across the UK and Ireland and has since seen steady sales growth month after month. Riding this momentum, Anua has now expanded to 470 stores, broadening its retail footprint across the region.

This expansion is expected to enhance accessibility and strengthen Anua’s foothold in the UK and greater European markets. Among its product lineup, the Niacinamide 10 + TXA 4 Serum—following the global success of the Double Cleansing Duo—has become Anua’s best-selling item in the UK, highlighting strong consumer demand.

Alongside flagship products such as the Heartleaf Pore Control Cleansing Oil and Heartleaf Quercetinol Pore Deep Cleansing Foam, Anua continues to grow its Boots online portfolio with nine new product additions from its Peach, Rice, and Derma lines. The brand is also launching locally tailored campaigns and interactive promotions to boost brand awareness and deepen consumer engagement across the market.

An Anua spokesperson shared, “This major expansion of our physical store presence is a clear signal of Anua’s growth potential in the UK and across Europe,” adding, “We’ll continue to strategically leverage both online and physical channels to bring Anua’s innovative skincare to global consumers and further strengthen our leadership in the industry.”

Brand Overview

Global Beauty Brand Anua 

Founded in 2019, Anua is a skincare brand that carefully selects the most effective naturally derived and active ingredients, offering a diverse range of products tailored to various skin concerns. Bestsellers include the Heartleaf 77 Soothing Toner, Heartleaf Pore Control Cleansing Oil, and Niacinamide 10 + TXA 4 Serum. The brand has seen impressive growth across major global platforms such as Amazon Global and eBay Japan, solidifying its status as one of K-beauty’s leading skincare brands.

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SINGAPORE, April 14, 2025 /PRNewswire/ — ABC Impact, the Asia-focused impact investment firm, has successfully completed the final closing of its second fund at over USD 600 million, doubling the size of Fund I. This milestone deepens the firm’s commitment to addressing Asia’s critical social and environmental needs through impact-driven investments.

Broader Backing Reflects Growing Alignment

ABC Impact Fund II has drawn support from a diverse group of Limited Partners, including Temasek; Temasek Trust; the Asian Development Bank (ADB); Mapletree Investments; SeaTown Holdings; a Southeast Asia sovereign wealth fund; a U.S. family office; and ultra-high-net-worth individuals. This convergence of development finance and private capital reflects a growing recognition that impact investing can address systemic issues through market-based approaches.

Benoit Valentin, Head, Impact Investing, Temasek, said, “In a rapidly changing world, we are facing increasingly complex and far-reaching social and environmental challenges. Our partnership with ABC Impact is a core pillar of Temasek’s impact investing strategy, reflecting our belief that impact investing can scale capital to address the pressing issues we are facing. By working together, we can create a more inclusive and sustainable world where every generation prospers.” 

“The impact investment landscape in the region remains nascent, with a significant funding gap for growth-stage companies,” said Jackie Surtani, ADB’s Regional Director and Head of the Singapore Office. “ADB’s investment in ABC Impact Fund II reflects our commitment to catalysing impact capital across Asia and the Pacific.

By supporting innovative businesses that tackle pressing social and environmental challenges, we aim to improve lives and livelihoods throughout the region.”

Reinforcing a Shared Vision for Asia

Tow Heng Tan, Chairman, ABC Impact, noted, “The successful closing of Fund II underscores the trust that leading institutional investors have placed in ABC Impact’s disciplined investment strategy. By welcoming external capital from the likes of Asian Development Bank, we are deepening our commitment to shaping a more sustainable and inclusive future in Asia.”

“We believe capital, when directed with intent, can help shape pragmatic, market-led responses to the most urgent challenges facing our region,” said David Heng, CEO of ABC Impact. “From climate resilience to inclusive finance and healthcare access, investing in these areas is both a societal imperative and a long-term business opportunity.”

Advancing Impact Across Priority Sectors

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Closing amid increasing climate shocks, inequality, and economic uncertainty, ABC Impact Fund II focuses on practical solutions in areas where traditional models have struggled to deliver results. Its investment strategy centers on four priority sectors: clean energy and climate resilience, inclusive finance and digital access, healthcare and education, and sustainable food systems.

Investments to date include Aye Finance in India, which provides loans to micro and small enterprises; Tekoma Energy in Japan, a renewable energy developer specializing in solar projects; and DCDC Kidney Care, one of India’s largest dialysis networks delivering affordable treatment to underserved patients.

Investing Responsively in a Diverse Region

Asia’s economic and demographic momentum continues to create opportunities for innovation in impact. But the region’s complexity requires an investment approach that is both grounded and adaptive.

“While policy can accelerate change, it is market demand, capital flows, and competitive forces that ultimately drive adoption and scale,” said David. “The businesses we invest in are not waiting for external signals—they are actively shaping the future by addressing critical needs in ways that are both impactful and financially sound.”

Fund II builds on the momentum of Fund I (2019–2024), enabling ABC Impact to expand its partnerships, extend its reach across high-impact sectors, and back commercially viable solutions with the potential for long-term impact.

Looking Ahead with Purpose

Impact investing is increasingly seen not as a trade-off, but as a strategic advantage. ABC Impact’s approach is rooted in the belief that financial strength and societal benefit can—and should—advance together.

“Our progress is made possible by the trust and collaboration of our investors and partners,” concluded Tow. “Together, we are demonstrating that financial success and positive impact are not just compatible—they are mutually reinforcing.”

END

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Investor & Media Inquiries:
Jeffrey Fang
Head of Investor Relations
Jeffrey@abcimpact.com.sg

About ABC Impact
ABC Impact is a Pan-Asia impact investment firm dedicated to delivering measurable social and environmental outcomes alongside risk-adjusted financial returns through sustainable growth. With over USD 900 million in assets under management, the firm follows a disciplined, thematic strategy to invest in high-potential businesses addressing Asia’s most pressing challenges.

Its portfolio spans climate and water solutions, sustainable food and agriculture, healthcare and education, and financial and digital inclusion. ABC Impact is a member of Temasek Trust Asset Management and is backed by Temasek Trust, Temasek, the Asian Development Bank, and other leading institutional investors.

As a signatory to the Principles for Responsible Investment and the Operating Principles for Impact Management, ABC Impact applies a rigorous, evidence-based impact measurement and management framework to ensure effectiveness and accountability. It is committed to mobilizing private capital for a more sustainable and inclusive Asia.

Visit www.abcimpact.com.sg for more information.

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