Fintech PR
Ping An Health Reports First Full-Year Profit in 2024
Synergies Between Health Care and Insurance Drive Scalable Growth
AI Innovations Fuel Continued Success
SHANGHAI and HONG KONG, March 13, 2025 /PRNewswire/ — Ping An Healthcare and Technology Company Limited (“Ping An Good Doctor“, “Ping An Health” or “the Company”, Stock Code: 1833.HK) announced its 2024 annual results. With a strategic focus on its two core service hubs – family doctors and senior care concierges – Ping An Health has developed into a leading health and senior care service provider in China. During the reporting period, the Company recorded revenue of RMB4.81 billion and an adjusted net profit of RMB158 million. Notably, revenue from integrated finance business (“F-end”) and corporate clients (“B-end”) increased by 17.2% year-on-year, and revenue from home-based senior care services increased by 413.5% year-on-year. The number of B-end paying users was approximately 5.81 million, representing a year-on-year increase of approximately 13.0%.
Innovation and Upgrades in Synergies Between Health Care and Insurance. Scaling Effects of F-end and B-end Businesses Stand Out
Under Ping An Group’s (“the Group”) “integrated finance + health and senior care” strategy, Ping An Health has fostered closer collaboration with the Group’s integrated financial business through models including “insurance + health care” and ” “insurance + senior care.” During the reporting period, the Company gradually established three major models: “insurance + health and senior care membership,” “collaboration between health care and claim settlement,” and “medical and health benefit services.” These models have supported the Group’s integrated finance business with customer acquisition, retention, conversion and repeat purchases. During the reporting period, the Company achieved steady growth in its F-end business, with revenue exceeding RMB2.4 billion, a year-on-year increase of 9.6%. As of the end of September 2024, Ping An Group’s retail integrated financial customers using services from its health and senior care ecosystem had 1.6 times more contracts and 3.9 times higher AUM per capita than the non-users of these services.
At the same time, as one of the core drivers of the Company’s medium- to long-term growth, the corporate health management business demonstrated robust development. In 2024, the Company continuously improved its capabilities in product design, customer acquisition, and user engagement, fully upgrading the “Ping An Corporate Health Protection Plan” product system for enterprises and their employees. The solutions include health entrusted management, membership-based health management services, and “insurance +” offerings, meeting the diversified scenario needs of different enterprises with a more competitive and differentiated product matrix. During the reporting period, revenue from B-end business exceeded RMB1.4 billion, an increase of 32.7% year-on-year. The number of B-end enterprises cumulatively served reached 2,049, an increase of 35.9% year-on-year.
Further Strengthening Two Service Hubs and Expanded Service Scenarios and Product Empowerment
In 2024, a series of favorable national policies injected strong momentum into the development of the healthcare industry. These policies encouraged the development of innovative medical service models, actively addressed population aging, and improved the senior care service system. Seizing these policy opportunities, Ping An Health leveraged its advantages to further strengthen its two core service hubs – family doctor and senior care concierges – driving rapid growth in the synergies between health care and insurance businesses.
During the reporting period, the Company comprehensively upgraded “Ping An Family Doctor”, its family doctor membership service brand, and established its “1-1-3-12” one-stop, proactive health management service system. Its family doctor team was certified by Peking University International Hospital and the World Organization of Family Doctors (WONCA). Additionally, its service standards and telemedicine management were certified by the General Practice Branch of the Chinese Medical Association and the Royal Australian College of General Practitioners, respectively. These advancements further enabled the Company to provide customers with collaboration between health care and claim settlement, end-to-end critical illness case management, and home-based senior care and healthcare services, enhancing the Group’s integrated financial business with differentiated competitiveness. During the reporting period, family doctor services under the collaboration between health care and claim settlement served over 2 million customers. With the integration of service scenarios and improvements in service capabilities, the Company had over 14 million users with access to family doctor service benefits.
Meanwhile, Ping An Health actively expanded its home-based senior care business and further developed its “insurance + home-based senior care” model. The Company continued to develop a comprehensive “3-in-1” senior care concierge system integrating smart concierges, daily life concierges, and doctor concierges, while collaborating with various parties to establish standardized service systems. During the reporting period, the Company constructed a multi-modal senior care service system of “home-based senior care + sojourn-based senior care + senior care institutions,” providing personalized services for silver-haired population across different ages with different senior care needs, such as smart age-friendly home modifications, emergency rescue services, and professional medical care. During the reporting period, home-based senior care benefits were available in 75 cities across China, recording a year-on-year revenue increase of 413.5%.
AI Empowerment Achieves Breakthrough Growth. Integrating and Upgrading the “Online, In-store, Home and Company-delivered” Service Network
In serious medical scenarios, the Company continues to strengthen its AI-powered healthcare foundation, enhance its O2O service network, and improve refined user operations. Leveraging Ping An’s five industry-leading medical databases and 1.44 billion online consultations, Ping An Health has created the “Ping An Medical Master®” multi-modal medical AI model and the ” Ping An Doctor’s HomeTM” doctor’s workbench, and deployed, applied and validated DeepSeek’s large model. Through AI empowerment, significant improvements were achieved in efficiency and quality metrics across all aspects of medical services during the reporting period. Specifically, AI-powered health checkup interpretation reached an accuracy rate of 98%, AI-assisted diagnosis accuracy over 95%, intelligent recommendation accuracy achieved 99%, and chronic disease management improvement rates reached 90%. Additionally, the efficiency of family doctor services, specialist doctor services and health managers services improved by approximately 62%, 42%, and 55%, respectively. Furthermore, the Company launched the “Ping An Xin Yi” service, fully opening up AI-assisted expert 24/7 health consultation services. In the future, the Company will continue to promote health care service coverage and health record establishment for Ping An Group’s 240 million retail financial customers, and fully utilize its unique advantages such as the closed-loop medical insurance data, self-developed medical large language model, and vertical domain model trained and adapted to medical scenarios to accelerate the application of AI large language models in multidisciplinary consultations and other scenarios for complex diseases.
Focused on medical, health, and senior care service scenarios, the Company has upgraded its O2O service network to the “online, in-store, home, and company-delivered” service network. At the same time, leveraging its platform-based and scaled bargaining advantages, the Company continued to improve service cost-effectiveness and service experience, launching innovative products and service commitments including “Ping An worry-free care,” “specialist doctor consultation in as fast as three hours,” and “refund the price if the medicine is more expensive or delivery is slow, and replace expired medicines.” As of the end of 2024, the Company has established a team of approximately 50,000 internal and external doctors covering 29 departments, signed contracts with over 2,900 specialist doctors, including expert doctors from Fudan’s Top 100 Hospitals, partnered with nearly 4,000 hospitals, approximately 105,000 cooperative health service providers, nearly 2,600 physical examination providers, 235,000 pharmacies, and over 150 senior care service providers.
Contributing to sustainable development, the Company achieved remarkable results in ESG. During the reporting period, its MSCI ESG rating was upgraded from A to AA for the first time, becoming the first in the healthcare equipment industry in the Hang Seng Index. The Company joined hands with various parties to launch the ” Healthy Steps” National Health Literacy Improvement Campaign, aiming to enhance public health management awareness and literacy, and promote the development of national health.
2025 marks the final year of the “14th Five-Year Plan” and the year for planning and laying out the “15th Five-Year Plan.” With the continued improvement of the macroeconomy and the continued release of policy benefits in health care and senior care, Ping An Health will continue adhering to the value proposition of “worry-free, time-saving and money-saving”, focusing on the operating principle of “deep empowerment, word-of-mouth service, and innovative growth,” promoting the “integrated finance + health and senior care” strategy, constructing a collaborative model of health and senior care services and financial payers, creating long-term value for users, shareholders, and society, and contributing to the solid implementation of the Digital China and Healthy China strategies.
View original content:https://www.prnewswire.co.uk/news-releases/ping-an-health-reports-first-full-year-profit-in-2024-302400582.html
MEKKA integrates behavioural finance and market intelligence to transform investment decision-making
DUBAI, UAE, March 17, 2025 /PRNewswire/ — Fayafi Investment Holding, the first UAE firm made available through a bankable certificate issued under the SIX Swiss Exchange framework and featured on Bloomberg, has unveiled the proprietary algorithm MEKKA underpinning its investment decision-making.
MEKKA, an acronym for Market Emotional Knowledge & Kinetic Analysis, was created by Fayafi Investment Holding’s Executive President Dr Patrick Pilati in 2017 in collaboration with Swiss mathematicians.
The advanced financial platform recognizes that markets are driven by human emotions, biases, and psychological patterns. MEKKA integrates sentiment analysis, AI-driven market forecasting, and real-time behavioural insights to optimize investment strategies.
MEKKA relies on Market Emotional Knowledge (MEK) to understand and quantify investor sentiment, cognitive biases, and emotional market drivers. It also uses Kinetic Analysis (KA) to study market momentum driven by behavioural patterns, liquidity flows and investor reactions. MEKKA helps institutional investors like Fayafi anticipate market shifts before they occur.
“While traditional financial models focus purely on quantitative and fundamental analysis, MEKKA combines psychology, AI, and trading analytics to deliver a more complete understanding of market behaviour. By integrating market sentiment analysis, AI-driven behavioural finance models, and predictive trading intelligence, MEKKA enables a more complete understanding of market sentiment. It allows investors to identify opportunities before they gain mainstream attention,” said Dr. Patrick Pilati, Executive President of Fayafi Investment Holding.
MEKKA continuously scans and quantifies investor sentiment using AI-powered real-time monitoring of news and social media analysis to detect sentiment and market shifts. It tracks proprietary indicators measuring emotional states in equity, commodity, and bond markets. It also offers decision-makers investor sentiment heatmaps, visually depicting emotional trends across global financial markets. These insights enable investors to detect early signs of market movements.
“MEKKA represents a transformational shift in financial markets, proving that investor psychology is as crucial as technical and fundamental analysis. MEKKA empowers investors to understand hidden psychological market drivers, capitalise on market inefficiencies and mitigate risk through behavioural-based trading strategies. With MEKKA, investment decisions are no longer based solely on numbers but are also guided by deep insights into human psychology and market emotion,” he added.
MEKKA offers deep insights into niche strategic investments such as isotope copper — of which Fayafi holds USD 3.6 billion in reserves within its Dubai vaults at Ferrari Logistics DMCC. Fayafi Investment SPV has succeeded in commoditizing and securitizing isotope copper, making available USD 1.44B in Euroclear security certificates backed by the metal on the SIX Swiss Exchange in February 2025.
In 2025, Fayafi Investment Holding Limited integrated MEKKA into its investment framework, enhancing its ability to navigate market trends, manage risks and capitalize on behavioural-driven opportunities. MEKKA has enabled Fayafi to optimise its investment decisions by aligning commodity investments with sentiment-based market trends, and enhance liquidity management by timing transactions based on emotional flow predictions.
Backed by Fayafi Investment Holding, MEKKA is evolving rapidly. Upcoming milestones include the launch of automated financial advisors powered by MEKKA’s reasoning engine, integration with blockchain and DeFi, and expanding MEKKA’s insights beyond commodities into other sectors including real estate, venture capital and private equity markets. A key goal, according to Dr Pilati, is to begin offering MEKKA’s capabilities to investment banks and sovereign wealth funds as a licensed platform.
“MEKKA has enabled Fayafi to achieve stronger market positioning, mitigate risks, and maximize returns by aligning investments with psychological market trends. With its rapid improvements and new features, MEKKA is set to reshape the future of behavioural finance-driven investing while keeping Fayafi Investment Holding Limited at the forefront of global financial market intelligence,” Dr Pilati concluded.
Contact Details:
FAYAFI Investment Holding
[email protected]
DIFC, Dubai, UAE
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View original content:https://www.prnewswire.co.uk/news-releases/fayafi-unveils-revolutionary-market-emotional-knowledge–kinetic-analysis-algorithm-302402074.html
Fintech PR
Term Structure Institutional (TSI): The Future of Institutional Fixed-Rate Digital Asset Lending and Borrowing
HONG KONG, March 17, 2025 /PRNewswire/ —
As institutional adoption of digital assets accelerates, the demand for reliable, predictable, and efficient lending and borrowing solutions has never been greater. Term Structure Institutional (TSI) is at the forefront of this transformation, offering a cutting-edge fixed-rate borrowing and lending platform designed to meet the needs of institutional investors.
With a robust foundation built on Fireblocks’ industry-leading Multi-Party Computation (MPC) technology and as an advanced Electronic Communication Network (ECN), TSI eliminates the risks of volatile lending and borrowing markets, providing institutions with seamless access to fixed-income opportunities in the digital asset space.
Despite the rapid growth of digital asset markets, institutional participants continue to face significant barriers:
- Unpredictable Borrowing Costs – Open-term loans expose institutions to fluctuating interest rates, making financial planning challenging.
- Security Concerns – The on-chain DeFi ecosystem is prone to hacks and vulnerabilities, deterring institutional involvement.
- Limited Trading Flexibility – Traditional custodian solutions often restrict institutions from executing sophisticated borrowing and lending strategies.
- Inefficiencies in OTC Markets – A lack of transparency and standardized pricing leads to suboptimal execution.
TSI directly addresses these pain points, delivering a reliable and efficient fixed-income platform purpose-built for institutional engagement.
Enhanced Security with Fireblocks MPC Technology
TSI integrates Fireblocks’ cutting-edge MPC technology, ensuring that institutional assets remain protected at all times. By eliminating single points of failure, TSI significantly enhances risk management and compliance.
Predictable, Fixed-Rate & Fixed-Term Borrowing & Lending
TSI enables institutions to lock in stable interest rates and predefined loan durations, providing much-needed certainty for long-term financial strategies.
Efficient Market Access
TSI’s ECN-powered platform revolutionizes price discovery and liquidity aggregation, bringing the standardization and efficiency of traditional finance into the digital asset ecosystem.
Institutional-Grade Over-Collateralized Lending
To mitigate default risks, TSI requires borrowers to provide collateral exceeding the loan value, ensuring robust lender protection and market stability.
Streamlined Collateral Liquidation
TSI’s structured liquidation process ensures collateral is efficiently managed, safeguarding institutional participants from unnecessary losses.
TSI is more than just a platform—it’s a game-changer for institutional digital asset lending and borrowing. By combining enhanced security and fixed-rate certainty, TSI is setting a new standard for institutional finance in the digital asset space.
Are you ready to experience the next evolution of institutional digital asset lending? Join TSI today and unlock the power of predictable, reliable, and institutional-grade financing. Follow us on X to stay updated!
Term Structure Labs Limited is a company registered in BVI, primarily focused on DeFi research with an emphasis on fixed-rate solutions. Term Structure Institutional (TSI) is one of its products, designed specifically to cater to institutional users, offering tailored solutions within the broader Term Structure ecosystem.
View original content:https://www.prnewswire.co.uk/news-releases/term-structure-institutional-tsi-the-future-of-institutional-fixed-rate-digital-asset-lending-and-borrowing-302401796.html
PANAMA CITY, March 15, 2025 /PRNewswire/ — BingX, a global leading cryptocurrency exchange, is excited to announce its participation as a Gold Sponsor at the 5th edition of Next Block Expo (NBX), scheduled for March 19-20, 2025, at Multikino Złote Tarasy in Warsaw, Poland. As one of Europe’s premier Web3 events, NBX 2025 is expected to attract over 2,000 attendees, making it a key platform for blockchain innovation and collaboration.
NBX serves as a dynamic hub for industry leaders, startups, investors, and developers, fostering knowledge-sharing and networking opportunities to drive the future of blockchain. As a firm advocate for Web3 advancements, BingX will showcase its ongoing commitment to innovation through an interactive booth, featuring engaging activities, expert insights, and exclusive giveaways. Attendees will gain firsthand knowledge of how BingX supports high-potential blockchain projects with financial backing, technical expertise, and strategic growth consultations.
In addition to its sponsorship, Vivien Lin, Chief Product Officer of BingX, will be a key speaker at NBX 2025, contributing to discussions on strategic trading approaches, risk management, and the evolving landscape of blockchain investments. She will also deliver a keynote speech exploring BingX’s vision for blockchain innovation and how the company translates emerging technologies into real-world applications.
“At BingX, we believe that true innovation comes from bold ideas and strategic execution,” said Lin. “Sponsoring NBX 2025 is more than just a presence for us — it’s a commitment to fostering a thriving blockchain ecosystem. We are here to connect with visionaries, provide the resources they need, and help shape the future of decentralized technology. By empowering builders and innovators, we’re not just supporting projects — we are accelerating the evolution of Web3 itself.”
BingX’s participation at NBX 2025 underscores its long-term vision of driving blockchain innovation and supporting the next generation of industry leaders. As BingX continues to expand its global footprint, initiatives like this sponsorship reinforce its role as a catalyst for growth in crypto space. By engaging with emerging projects, thought leaders, and investors, BingX remains at the forefront of Web3 advancements, bridging the gap between groundbreaking ideas and real-world impact.
About BingX
Founded in 2018, BingX is a leading crypto exchange, serving over 20 million users worldwide. BingX offers diversified products and services, including spot, derivatives, copy trading, and asset management – all designed for the evolving needs of users, from beginners to professionals. BingX is committed to providing a trustworthy platform that empowers users with innovative tools and features to elevate their trading proficiency. In 2024, BingX proudly became the official crypto exchange partner of Chelsea Football Club, marking an exciting debut in the world of sports.
For more information please visit: https://bingx.com/
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View original content:https://www.prnewswire.co.uk/news-releases/bingx-joins-nbx-2025-as-a-gold-sponsor-empowering-blockchain-innovation-302402414.html
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