In today’s rapidly evolving financial technology landscape, incumbents and challengers alike are pushing the boundaries of what’s possible—from regional expansion and payments network advancements to credit infrastructure innovations and AI‑powered super apps. Here’s your concise yet comprehensive op‑ed–style rundown of the day’s most impactful developments.

1. Fiserv Plants Its Flag in the Heartland

Overview: Milwaukee‑based Fiserv has officially confirmed that it will invest $125 million to renovate two buildings on Aspiria campus in Overland Park, Kansas, establishing a 2,000‑employee regional headquarters by March 2030. The new hub, dubbed “Project Turtle,” will transform 427,000 sq ft of former Sprint space into a strategic fintech nexus.

Source: KSHB 41 Kansas City News

Analysis & Opinion:

• Strategic Geography: Kansas City’s burgeoning tech talent pool and central U.S. location make Aspiria an ideal crossroads for Fiserv’s expansion, signaling that regional cost structures and quality‐of‐life factors are increasingly drawing fintech giants away from coastal hubs.

• Talent & Economics: Pledging an average salary of $125,000, Fiserv’s commitment underscores the fierce competition for skilled technologists outside traditional metros. Local incentives—property tax rebates and clawback provisions—reflect how states are sharpening their playbooks to attract large fintech employers.

• Implications for Fintech Clusters: As Fiserv’s new campus joins other high‑tech projects (e.g., Panasonic EV batteries in De Soto), the Kansas City area is rapidly becoming a Midwest fintech cluster, offering a blueprint for similar “second‑tier” cities vying for innovation dollars.

2. Circle Unveils a Global Payments Network on Stablecoins

Overview: Circle Internet Group announced the Circle Payments Network (CPN), a platform leveraging regulated stablecoins (USDC, EURC) to facilitate 24/7 real‑time settlement of cross‑border payments for banks, neo‑banks, and payment service providers. Governance partners include Santander, Deutsche Bank, Société Générale, and Standard Chartered.

Source: Press Release Hub

Analysis & Opinion:

• Cross‑Border Friction Points: With traditional remittances still averaging >6% fees and multi‑day settlement times, CPN’s programmable rails promise to undercut correspondent‑bank fees and compliance bottlenecks, particularly in emerging markets.

• Institutional Trust & Compliance: By imposing strict AML/CFT, licensing, and cybersecurity prerequisites, Circle addresses one of the biggest barriers to stablecoin adoption among regulated institutions—namely, the fear of regulatory backlash.

• Developer Ecosystem: The modular API architecture invites third‑party integrations, foreshadowing an “app store” of financial workflows. This opens new revenue streams for Circle and positions CPN as a foundational layer for decentralized finance (DeFi) interoperability among legacy institutions.

3. Braviant Charts a New Course for Financial Access

Overview: Braviant Holdings, marking its 10th anniversary in consumer credit innovation, has unveiled a multi‑pronged strategy to deepen partnerships with investors, lenders, vendors, and service providers, aiming to broaden access to alternative credit for the underbanked.

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Source: PR Newswire

Analysis & Opinion:

• Underbanked Market Focus: With the FDIC estimating 51.1 million underbanked U.S. adults and 33% of consumers sporting non‑prime credit scores, Braviant’s data‑driven underwriting and digital borrowing experience could finally bridge gaps left by traditional scoring models.

• Strategic Alliances: By courting a wider circle of financial service providers, Braviant looks to embed its analytics engine into partner workflows—transitioning from a standalone lender to a B2B2C platform.

• Sustainable Growth vs. Regulatory Scrutiny: As regulatory bodies intensify oversight of alternative lenders, transparency in Braviant’s innovative analytics will be as crucial as technological prowess in securing long‑term viability.

4. ANNA Money & Shaype Launch Australia’s First AI‑Powered Finance “Super App”

Overview: UK‑based ANNA Money, in partnership with embedded finance provider Shaype, has rolled out the first AI‑driven “business finance super app” tailored for Australian Pty Ltd companies. The platform consolidates banking, tax (IAS/BAS) prep, expense tracking, company formation, and corporate cards into a single interface.

Source: IBS Intelligence, PR Newswire

Analysis & Opinion:

• End of Fragmented Workflows: SMEs have long cobbled together disparate tools—accounting software, bank portals, expense apps—resulting in data silos. ANNA’s unified approach can slash admin time and elevate financial visibility.

• AI‑Driven Decisioning: Real‑time transaction categorization and predictive cash‑flow insights give business owners a 24/7 financial co‑pilot, potentially reducing reliance on external advisors for routine tasks.

• Embedded Finance Leapfrog: By leveraging Shaype’s infrastructure, ANNA bypasses lengthy integrations, showcasing how embedded finance partnerships accelerate time‑to‑market for super apps.

5. Yubi & Cockroach Labs Power Next‑Gen Credit Infrastructure

Overview: India’s leading lending‑tech platform Yubi has integrated CockroachDB to scale tenfold, unify its product suite, and support global expansion—while maintaining cloud neutrality.

Source: PR Newswire

Analysis & Opinion:

• Scalability & Resilience: CockroachDB’s geo‑partitioning and horizontal scaling ensure Yubi can handle surges in transaction volumes without downtime—a critical factor for mission‑critical credit processes.

• Compliance & Data Locality: As Yubi enters new jurisdictions, CockroachDB’s data‑locality controls help meet regional data‑sovereignty laws, reducing compliance risks for cross‑border lenders.

• Strategic Infrastructure Decisions: This partnership signals a broader industry shift toward cloud‑neutral, distributed databases—prioritizing flexibility over vendor lock‑in and aligning with the multi‑cloud strategies of enterprise fintechs.

The Takeaway: A Fintech Mosaic in Motion

Today’s briefs underscore three core themes shaping 2025’s fintech narrative:

1. Geographic Diversification: Fiserv’s move to Kansas and ANNA’s Australian launch illustrate that fintech growth is no longer siloed in legacy tech hubs.

2. Programmable Money & Real‑Time Rails: Circle’s CPN and stablecoin rails are accelerating cross‑border flows, foreshadowing an era where money movement is as frictionless as email.

3. Infrastructure & Data Strategy: From Braviant’s analytics to Yubi’s database overhaul, fintech leaders are doubling down on scalable, compliant, and intelligent back‑end systems to support rapid innovation.

As the industry matures, success will hinge not just on sleek front‑ends but on robust infrastructure, strategic partnerships, and regulatory foresight. Keep watching this space—tomorrow’s Pulse will bring you fresh insights.

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The post Fintech Pulse: Your Daily Industry Brief – April 22, 2025 (Fiserv, Circle, Braviant, ANNA Money & Shaype, Yubi) appeared first on News, Events, Advertising Options.

Fastest growth among peers for the second year in a row; Q4 new deal wins at $3B taking FY25 TCV to $9.3B

NEW YORK and NOIDA, India, April 22, 2025 /PRNewswire/ — HCLTech, a leading global technology company, today reported financial results for the fourth quarter and the full year ended March 31, 2025.

The company continued its robust performance with FY25 revenue growing 4.3% to $13.84 billion. Deal pipeline continues to be strong and diversified with total new deal wins for the year at $9.3 billion. For FY26, the company has given a guidance of 2%-5% revenue growth YoY (CC) and EBIT margin at 18%-19%.    

“HCLTech grew the fastest among our peers for the second year in a row as we witnessed yet another year of disciplined execution. We delivered on our FY25 guidance with revenue growth of 4.7% in constant currency and EBIT margin of 18.3%. HCLSoftware growth continues to accelerate as it grew 3.5% CC this year. During this quarter, our services business delivered healthy growth of 0.7% QoQ CC amidst volatile market conditions. We saw very strong new bookings of $3 billion this quarter catalyzed by our AI propositions and integrated GTM organization that was set up at the start of the fiscal year. The strength of our execution should present us good medium-term opportunities emerging out of global uncertainties while we navigate the short-term cautiously,” said C Vijayakumar, CEO & Managing Director, HCLTech.

For FY25, Services revenue grew by 4.8% YoY (CC). Digital Services revenue grew by 8.6% YoY (CC) and now contributes 39% of Services revenue. HCLSoftware’s Annual Recurring Revenue came in at $1.03 billion, up 1.8% CC.

Industry vertical growth was led by Telecommunications, Media, Publishing & Entertainment with 43.4% growth YoY (CC), followed by Retail and CPG at 10.7% YoY (CC) and Technology and Services at 6.7% YoY (CC).  In terms of geographies, Americas was the fastest growing region with 5.3% YoY (CC) growth, while Europe grew by 3.5% YoY (CC) and the Rest of the World grew by 4.7% YoY (CC).

HCLTech announced a dividend of ₹18/share for the fourth quarter, bringing the total to ₹60/share for FY25.

“HCLTech delivered 6.5% INR revenue growth in FY25, yet another year of best-in-class performance. Our revenue came in at ₹117,055 crores, up 6.5% and EBIT at ₹21,420 crores, up 7%. HCLTech service revenue crossed a new milestone at ₹105,398 crores, up 6.6%. Our Net Income (NI) for the year came in at ₹17,390 crores, up 10.8%, translating to an EPS of ₹64.09,” added Shiv Walia, Chief Financial Officer, HCLTech.

HCLTech remained a partner of choice for G2000 enterprises, thanks to its future-ready portfolio. Among the key deals that HCLTech won in the quarter are:

• A US-based global hi-tech company selected HCLTech for a mega engineering services deal to serve the rapidly growing AI-powered silicon and software-defined vehicle segments.
• HCLTech will enable Western Union’s transition to an AI-led platform operating model and will help it establish an advanced technology center in Hyderabad.
• Carrix, the world’s largest independent marine and rail terminal operator, selected HCLTech to improve its global port operations with HCLTech’s advanced suite of AI Engineering and AIoT offerings.

Some of the key recognitions that HCLTech received in Q4 FY25 include: 

• Named the world’s fastest-growing IT services brand in Brand Finance 2025 Global 500 and IT Services Top 25 report
• Recognized as Global Top Employer for the third consecutive year by Top Employers Institute.
• Named one of Ethisphere’s 2025 World’s Most Ethical Companies® for the second consecutive year.
• Included in S&P Global Sustainability Yearbook for the third year in a row.

About HCLTech

HCLTech is a global technology company, home to more than 223,000 people across 60 countries, delivering industry-leading capabilities centered around digital, engineering, cloud and AI, powered by a broad portfolio of technology services and products. We work with clients across all major verticals, providing industry solutions for Financial Services, Manufacturing, Life Sciences and Healthcare, Technology and Services, Telecom and Media, Retail and CPG and Public Services. Consolidated revenues as of 12 months ending March 2025 totaled $13.8 billion. To learn how we can supercharge progress for you, visit hcltech.com.

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Logo – https://mma.prnewswire.com/media/2648325/HCLTech_Logo.jpg

For further details, please contact:

Meredith Bucaro, Americas
meredith-bucaro@hcltech.com

Elka Ghudial, EMEA
elka.ghudial@hcltech.com 

James Galvin, APAC
james.galvin@hcltech.com

Nitin Shukla, India
nitin-shukla@hcltech.com

View original content:https://www.prnewswire.co.uk/news-releases/hcltech-delivers-another-year-of-industry-leading-growth-302434912.html

STOCKHOLM, April 22, 2025 /PRNewswire/ — Between 14 April 2025 and 17 April 2025 EQT AB (LEI code 213800U7P9GOIRKCTB34) (“EQT”) has repurchased in total 365,000 own ordinary shares (ISIN: SE0012853455).

The repurchases form part of the repurchase program of a maximum of 4,931,018 own ordinary shares for a total maximum amount of SEK 2,500,000,000 that EQT announced on 11 March 2025. The repurchase program, which runs between 12 March 2025 and 16 May 2025, is being carried out in accordance with the Market Abuse Regulation (EU) No 596/2014 and the Commission Delegated Regulation (EU) No 2016/1052.

EQT ordinary shares have been repurchased as follows:

Date:	Aggregated volume (number of shares):	Weighted average share price per day (SEK): Advertisement	Aggregated transaction value (SEK):
14 April 2025	105,000	259.5952	27,257,496.00 Advertisement
15 April 2025	105,000	268.0315	28,143,307.50   Advertisement
16 April 2025	105,000	254.7160	26,745,180.00
Advertisement 17 April 2025	50,000	250.3754	12,518,770.00
Total accumulated over week 16 Advertisement	365,000	259.3555	94,664,753.50
Total accumulated during the repurchase program	Advertisement 2,996,229	292.1684	875,403,313.52

All acquisitions have been carried out on Nasdaq Stockholm by Skandinaviska Enskilda Banken AB on behalf of EQT.

Following the above acquisitions and as of 17 April 2025, the number of shares in EQT, including EQT’s holding of own shares is set out in the table below.

	Ordinary shares Advertisement	Class C shares1	Total
Number of issued shares2	1,241,510,911	496,056 Advertisement	1,242,006,967
Number of shares owned by EQT AB3	62,920,420	–	Advertisement 62,920,420
Number of outstanding shares	1,178,590,491	496,056	1,179,086,547 Advertisement

1) Carry one tenth (1/10) of a vote
2) Total number of shares in EQT AB, i.e. including the number of shares owned by EQT AB
3) EQT AB shares owned by EQT AB are not entitled to dividends or carry votes at shareholders’ meetings

A full breakdown of the transactions is attached to this announcement.

Contact
Olof Svensson, Head of Shareholder Relations, +46 72 989 09 15
EQT Press Office, press@eqtpartners.com, +46 8 506 55 334

This information was brought to you by Cision http://news.cision.com

https://news.cision.com/eqt/r/repurchases-of-shares-by-eqt-ab-during-week-16–2025,c4138471

The following files are available for download:

https://mb.cision.com/Main/87/4138471/3400219.pdf	EQT Transactions 20250414 to 20250417
https://news.cision.com/eqt/i/eqt-group-office,c3400979 Advertisement	EQT Group Office

View original content:https://www.prnewswire.co.uk/news-releases/repurchases-of-shares-by-eqt-ab-during-week-16-2025-302434886.html