Qi Card Ignites Financial Inclusion In Iraq Through Electronic Payments And Loan Programs



Qi Card, the leading electronic payment solution and default national debit/credit card of Iraq, is paving the path toward financial inclusion with digital payments, salary-advance programs and personal loans that enable citizens to meet their current financial obligations while striving for a brighter future.

Iraqi citizens deserve the same financial opportunities as citizens throughout other regions of the world. Qi Card is honored to create programs that provide avenues toward financial inclusion throughout Iraq.

As the first fintech provider to move Iraqi away from an unsecure, cash-based economy, Qi Card has established three critical platforms that drive financial inclusion:

  • Digital Financial Transactions
    With Qi Card, citizens can receive salaries and pensions, pay bills, share money with friends and family, and shop from the comfort of their own homes. These digital capabilities allow some of Iraq’s most physically vulnerable citizens to fully participate in commerce and community without jeopardizing their health or safety.
  • Salifni Relief Loans
    A temporary, emergency loan program, Salifni allows qualified, ministry employees to receive 200K IQD instead of waiting for their salary through traditional methods. With Qi Card and Salifni the economy keeps moving regardless of salary delays.
  • Personal Lending
    Since 2018, Qi Card has disbursed more than USD$4B in loans to more than 800,000 Iraqi citizens. Top uses for these loans include: financing a small project (55.4%), paying for medication and healthcare needs (29.9%), repaying a loan from a friend or relative (8.2%), financing a home renovation (4.3%) and financing a vacation trip (2.2%).

Qi Card products and programs are designed to create a better Iraq, driving toward a future of financial inclusion and freedom.

The Qi Card platform is built securely with the latest fintech, biometric identification and electronic payment system technologies.

To learn more about Qi Card, visit www.qi.iq


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